As LEO Weekly reported last month in our story on a Louisville woman being denied health insurance coverage because of her pre-existing condition of being pregnant, Kentucky (and the rest of the country) is having trouble getting people to enroll in its Pre-Existing Condition Insurance Plan, which offers those denied insurance a chance to be insured at a reasonable rate.
As of June 30, only 140 Kentuckians had enrolled in the program, with only 21,000 enrolled nationwide. In fact, only 2 percent of the funds available to insure people with a pre-existing condition have been used. The lack of enrollees is attributed to people not knowing that the plan exists, and the fact that an applicant has to be without insurance for six months in order to qualify (causing some to actually drop their coverage and hope they don’t get sick for six months, in order to have insurance they can afford).
Today, the U.S. Department of Health and Human Services just released their new numbers, revealing that 34 Kentuckians enrolled in PCIP in the month of July. This number doesn’t count Natalie Felker, the subject of the LEO piece, who was finally approved for PCIP last week.
For those who have been without insurance for six months, have a pre-existing condition, and have a household salary above the eligible limit for Medicaid, you can apply for coverage at http://www.pcip.gov.